I have a bit of catching up to do as I've been ill and found it difficult to either research or write. Several stories have caught my eye and are worth reading.
First is a research bit on Mobile Payments by MasterCard that I missed the announcement for. Analyses of this are coming out now.
http://online.wsj.com/article/PR-CO-20140224-900037.html
Basically the analysis characterizes an improving landscape for payments using mobile devices.
Next is the possible use of ACH, sometimes in the form of what is called "decoupled debit" and the opportunities by retail to accelerate that use to gain loyalty and profit from the savings generated by the transaction.
http://www.digitaltransactions.net/news/story/4560
Beacon technology is up for the next two links. The release of iOS 7.1 has enacted some changes. Beacon searching remains on so long as location services is turned on. This has generated a mixed response. Privacy concerns question the inability to turn this off easily while retailers likely will see this as a step in the right direction.
Read one viewpoint on this here:
http://pocketnow.com/2014/03/12/ios-7-1-ibeacon-improvement
Then be sure to view this slideshow of 11 Beacon Projects:
http://www.paymentssource.com/gallery/11-beacon-projects-changing-mobile-payments-3017204-1.html
Finally, is a little story about Galveston Texas' move in to mobile payments for parking meters. Great little read.
http://www.mobilepaymentstoday.com/article/229167/Galveston-sees-payback-from-mobile-parking-payments-app
Happy Reading,
J.W. Gant
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